Conifer Energy, a Division of Conifer Insurance Agency, Inc., is a risk management and insurance brokerage distribution company. The Company’s objective is to provide risk management and insurance brokerage services to energy firms engaged in the following activities:

• Oil/Gas/Petrochemical
  Fuel Distribution (Home Heating Oil, Propane, Gasoline)
  Crude Petroleum & Natural Gas
  Oil & Petrochemical Processing & Refining
  Oil & Gas Extraction, Exploration & Production
  Oil & Gas Drilling
  Transmission, Distribution & Storage
  Oil & Gas Pipelines & Pipeline Terminals
  Petroleum Products Manufacturing
  Petroleum Bulk Products & Terminals
  Petroleum Machinery & Equipment Manufacturing
  Steel Pipe & Tubes
  Oil Field Contractors

   

• Utilities & Power Generation
  Electric, Gas & Combination Utilities
  Electric Power Generation Facilities
  Electric Power Transmission & Distribution
  Natural Gas Transmission & Distribution
  Independent Power Producers
  Utility Contractors including Power Lines & Pipeline Work

   

• Chemicals
  Alkalis
  Industrial Gases
  Industrial Organic & Inorganic Chemicals
  Industrial Chemicals & Allied Products Distribution

   

• Manufacturers & Suppliers

• Other Related Industries
  Cable TV Contractors

The Conifer Insurance Agency, Inc. is among the leading providers of risk management, insurance, employee benefits and investment services in the United States. Conifer provides customized business insurance and risk management programs for companies of all sizes and descriptions. The Company is a leader in providing comprehensive insurance programs to fuel oil dealers throughout New England and has been instrumental in the development of insurance provider programs, from coverage forms to effective loss prevention programs. Conifer has developed exclusive relationships with many insurance companies to provide Property and Excess Liability coverage for fuel oil dealers. In addition, the Company has developed a proprietary safety and loss prevention program, SafetyPLUS™ that is provided to clients either by a member of the Conifer team or by an independent contractor selected by the Company.

Historical Perspective:

Since the late 1980’s, Conifer Companies has provided insurance brokerage services for the Energy Industry. The Conifer team has a combined total of over 80 years of experience in the insurance industry.

When the insurance market deteriorated in 2001, Conifer determined that the keys to success are imperative to focus upon. These key factors are:

1. Industry Expertise: developing a complete understanding of the industry, including the processes and workflows of that industry.
2. Determination of Inherent Exposures and How to Treat those Exposures: Conifer teams spent an extensive amount of time with existing customers reviewing historical loss experience in order to determine the inherent exposures and to develop strategies as to how they could be minimized.
3. Creating a Market Differential: based on our research, we determined that we could offer value-added safety services that provide clients with the tools to implement meaningful loss prevention programs.
4. Markets: utilizing the combination of the above analysis, we can assist insurance companies to penetrate the Energy Market.

Results:

• Developed a Safety & Loss Prevention Program for Fuel Oil & Propane Distributors that focuses on implementation of the Industry Best Practices
• Safety & Loss Prevention Programs that have had a substantial impact on experience
• Over the past several years, Conifer Companies has worked directly with Crum & Forster, AIG Global Energy and Lancer Insurance to penetrate this market
• Developed a strong Management Team
• Loss Prevention Claims Management
• Alternative Insurance Programs for the captive market